But for reasons. Being on the computer makes me smoke, and I have been fighting that by restricting my computer time. The Mark's Mews blog is primary, so I manage to do that. Emails came second, and that has been difficult. I've had to write them in increments. This blog seems least important...
Not that I don't enjoy writing on it. Just that my non-smoking willpower gets worn out fast and by the time I get to THIS blog, I need a cig.
WELL... The computer crashed. Sort of. More accurately, an upgrade to Mac Yosemite (OSX 10.10.2) crashed my iPhoto. Don't know why, but some internet search showed a LOT of unhappy upgraders. I spent a couple of hours a day for a week trying to get at my photos with no success. Tried un-upgrading, and other stuff too. No luck.
Apple doesn't LIKE un-upgrading!!! It offends them that you don't like the new stuff.
I could have lived with the new "Yosemite" operating system if it allowed me access to the old photograghs, but there was an endless loop of "fixes" with no end. I finally had to do the serious thing.
Thank goodness for "Time Machine". It stores my previous versions of the hard drive. You would think that makes it easy to just copy back the previous old version. You would be right. And you would be wrong.
Its possible. But not easy, they say. I know because I read all kinds of internet searches about doing it (and some said it worked and some said it failed. I knew it COULD work, because I had done it once before. It took the help of a Verizon IT tech (2 years ago I think). Not his job, but he helped me. And I wrote down the steps on some scrap paper. A foot-high stack of which is always on the corner of my computer desk
I went through the stack and actually found the scrap!
It worked. Two hours for restoring the older OSX version, 30 minutes for "repairing" the iPhotos Library, 30 minutes for repairing my emails (and I had to endure 15 minutes of re-receiving 200 emails and deleting them as they were all duplicates).
But everything seems to be working last lat month again, and I am greatly relieved.
All that sitting around and watching the s-l-o-w progress made me get more cigs. Damn! Well, one night in 3 weeks isn't too bad.
I've been busy. But that's the next posts...
Thanks for visiting after 6 weeks of no posts...
Tuesday, April 7, 2015
Monday, February 23, 2015
Complaining
Have you ever felt you were cheated at a store? And didn’t know what to do about it? I did today, and I did something about it.
I shop at a particular grocery store. I normally don’t question the weights of the fresh fruits and veggies. I mean, how can I tell the difference between 2 pounds and 2.5 pounds of apples?
But I CAN tell that a small handful of snow peas ISN’T .85 pound! But that is what the register scale said. When I challenged that as “ridiculous”, the cashier re-weighed it as .5 pounds. THAT was still ridiculous, but several re-weighings got the same weight. So I paid and went home.
I have a good quality Salter digital kitchen scale. I checked the accuracy by carefully measuring a pint of water (minus the container weight) and it showed PRECISELY 16 ounces (to the nearest 1/8 ounce). So my digital scale was VERY accurate.
The .5 pound (8 ounces) of snow peas (according to the store receipt) actually weighed only 1 7/8 ounces according to my verified kitchen scale. That’s a bit of a difference.
So I weighed most of the other fresh produce. Same over-weight charge pattern! I was annoyed. But it would be my home scale against the store’s certified scales. Of course they wouldn’t admit any error, and if I brought stuff back to the store for a reweigh, how could I prove I hadn’t removed some of the produce?
Ah, but there was the scale in the store.
I called them. I told them I suspected they had an inaccurate #4 register scale. It took a while to get to the store manager... First was the customer service desk. They insisted the scales are accurate because they are checked every 2 weeks. Then I got to the cashier, who remembered me because of the snow pea reweigh.
When she couldn’t explain a way where the scale would be examined AND I would be advised about the result, I got to the store manager. HE took it seriously. I explained why I was sure my scale was accurate. He agreed to check the scale immediately and call me back in 10 minutes.
I assume he simply grabbed a large can and compared the weights on different register scales. I doubt he had a certified test weight on hand. I expected a callback saying that the scales are tested regularly and were accurate.
I was wrong (which means I was right). He reported that the #4 register scale had some produce debris in it that caused inaccurate readings. HE AGREED I WAS RIGHT! So I asked about getting an adjustment to my bill on the percentage of inaccuracy.
He immediately assured me that I should come back soon with the receipt and he would refund 100% of the cost of all my weighed produce. Wow, that was almost everything I bought.
I also asked “what about all the other customers who went through that register and were overcharged?” He said they had no way to identify those customers.
They do. I studied my receipt, and the register number is identified there. There is a data string in the receipt, and I’m good at figuring those things out. Date/time/store#/register/etc/etc.
AFTER I get my refund, I will point that out to him, and “suggest” he have the IT department arrange for similar refunds to those customers (via shopper club numbers). But if they don’t I’ll never know.
I did my part by checking something suspicious and questioning the store.
You know what ELSE I did? I decided to make a scale-tester for future use. I took my bowls of accumulated coins (who uses coins anymore?) and scooped out about a pound of pennies. I found the smallest lidded container that would hold them and even cut off enough duct tape to seal it. Then I weighed the container, tape and pennies on my verified accurate digital scale, taking out pennies until the container and all weighed PRECISELY 16 ounces.
I’ll bring that to the store from now on, first to show to the manager, and for verifying the register scales in the future.
It pays to be willing to check on things you doubt.
I shop at a particular grocery store. I normally don’t question the weights of the fresh fruits and veggies. I mean, how can I tell the difference between 2 pounds and 2.5 pounds of apples?
But I CAN tell that a small handful of snow peas ISN’T .85 pound! But that is what the register scale said. When I challenged that as “ridiculous”, the cashier re-weighed it as .5 pounds. THAT was still ridiculous, but several re-weighings got the same weight. So I paid and went home.
I have a good quality Salter digital kitchen scale. I checked the accuracy by carefully measuring a pint of water (minus the container weight) and it showed PRECISELY 16 ounces (to the nearest 1/8 ounce). So my digital scale was VERY accurate.
The .5 pound (8 ounces) of snow peas (according to the store receipt) actually weighed only 1 7/8 ounces according to my verified kitchen scale. That’s a bit of a difference.
So I weighed most of the other fresh produce. Same over-weight charge pattern! I was annoyed. But it would be my home scale against the store’s certified scales. Of course they wouldn’t admit any error, and if I brought stuff back to the store for a reweigh, how could I prove I hadn’t removed some of the produce?
Ah, but there was the scale in the store.
I called them. I told them I suspected they had an inaccurate #4 register scale. It took a while to get to the store manager... First was the customer service desk. They insisted the scales are accurate because they are checked every 2 weeks. Then I got to the cashier, who remembered me because of the snow pea reweigh.
When she couldn’t explain a way where the scale would be examined AND I would be advised about the result, I got to the store manager. HE took it seriously. I explained why I was sure my scale was accurate. He agreed to check the scale immediately and call me back in 10 minutes.
I assume he simply grabbed a large can and compared the weights on different register scales. I doubt he had a certified test weight on hand. I expected a callback saying that the scales are tested regularly and were accurate.
I was wrong (which means I was right). He reported that the #4 register scale had some produce debris in it that caused inaccurate readings. HE AGREED I WAS RIGHT! So I asked about getting an adjustment to my bill on the percentage of inaccuracy.
He immediately assured me that I should come back soon with the receipt and he would refund 100% of the cost of all my weighed produce. Wow, that was almost everything I bought.
I also asked “what about all the other customers who went through that register and were overcharged?” He said they had no way to identify those customers.
They do. I studied my receipt, and the register number is identified there. There is a data string in the receipt, and I’m good at figuring those things out. Date/time/store#/register/etc/etc.
AFTER I get my refund, I will point that out to him, and “suggest” he have the IT department arrange for similar refunds to those customers (via shopper club numbers). But if they don’t I’ll never know.
I did my part by checking something suspicious and questioning the store.
You know what ELSE I did? I decided to make a scale-tester for future use. I took my bowls of accumulated coins (who uses coins anymore?) and scooped out about a pound of pennies. I found the smallest lidded container that would hold them and even cut off enough duct tape to seal it. Then I weighed the container, tape and pennies on my verified accurate digital scale, taking out pennies until the container and all weighed PRECISELY 16 ounces.
I’ll bring that to the store from now on, first to show to the manager, and for verifying the register scales in the future.
It pays to be willing to check on things you doubt.
Monday, February 9, 2015
Pizza
OK, I have a bread machine. So that's basic to me.
Use bread machine to make dough. Let sit in covered oiled bowl overnight in the fridge.
Slice up peperoni stick, green pepper, mushrooms, and onion to taste. Set them all on a late an M/V them 1 full minute.
Preheat oven to 500F
Open can of crushed tomatoes and simmer til thick. Or use jarred spaghetti sauce.
When oven is at temp, sprinkle flour on clean flat surface and drop dough on it. Sprinkle a little flour on top. Mangle dough until it is "handleable". Flatten it by hand or rolling pin until it is thin. Turn the dough over several times in that process.
When you can pick up the dough, curl up the edges by hand, wipe some olive oil on the dough, and transfer it to a pizza paddle sprinkled well with cornmeal (for sliding later).
On the pizza paddle, spread tomato sauce, add toppings, and cheese if desired.
Slide pizza onto cooking surface (pizza stone, baking tray, whatever).
At 12 minutes, lift a corner of the crust to look for toasting marks. If none, leave for 3 minutes.
Use pizza paddle and something to keep the pizza from being pushed off the baking surface to lift it out of oven.
Set on LARGE cutting board to rest 3 minutes. Cheese needs to set, and crust rest.
Cut with biggest knife (those round pizza cutters never work).
Voila'!
Use bread machine to make dough. Let sit in covered oiled bowl overnight in the fridge.
Slice up peperoni stick, green pepper, mushrooms, and onion to taste. Set them all on a late an M/V them 1 full minute.
Preheat oven to 500F
Open can of crushed tomatoes and simmer til thick. Or use jarred spaghetti sauce.
When oven is at temp, sprinkle flour on clean flat surface and drop dough on it. Sprinkle a little flour on top. Mangle dough until it is "handleable". Flatten it by hand or rolling pin until it is thin. Turn the dough over several times in that process.
When you can pick up the dough, curl up the edges by hand, wipe some olive oil on the dough, and transfer it to a pizza paddle sprinkled well with cornmeal (for sliding later).
On the pizza paddle, spread tomato sauce, add toppings, and cheese if desired.
Slide pizza onto cooking surface (pizza stone, baking tray, whatever).
At 12 minutes, lift a corner of the crust to look for toasting marks. If none, leave for 3 minutes.
Use pizza paddle and something to keep the pizza from being pushed off the baking surface to lift it out of oven.
Set on LARGE cutting board to rest 3 minutes. Cheese needs to set, and crust rest.
Cut with biggest knife (those round pizza cutters never work).
Voila'!
Chicken Cordon Blue
You need:
Preheat oven to 350F. Make shallow cuts on chicken breast. Cover with plastic and pound heartily to about 1/4 inch. Rolling pin works too. Place layer of cheese, ham, cheese, ham on chicken breast. Sprinkle with garlic and onion powder. Add oregano.
Roll up chicken breast as well as possible (sometimes it ain't easy). Roll rolled up chicken in bread crumbs. Stab chicken with 2 metal skewers to hold it together (toothpicks burn). Set on baking tray, seam side down. Bake 15 minutes. Turn chicken roll over. Bake 15 minutes or until interior is 165F.
See? Not that tricky...
Next time, Pizza!
Preheat oven to 350F. Make shallow cuts on chicken breast. Cover with plastic and pound heartily to about 1/4 inch. Rolling pin works too. Place layer of cheese, ham, cheese, ham on chicken breast. Sprinkle with garlic and onion powder. Add oregano.
Roll up chicken breast as well as possible (sometimes it ain't easy). Roll rolled up chicken in bread crumbs. Stab chicken with 2 metal skewers to hold it together (toothpicks burn). Set on baking tray, seam side down. Bake 15 minutes. Turn chicken roll over. Bake 15 minutes or until interior is 165F.
See? Not that tricky...
Next time, Pizza!
Sunday, February 8, 2015
An Interesting Week
I don't do well in the shortest darkest days of the year, but with the lengthening days, I have gotten more active. It's nice to start accomplishing things again.
1. I got The Salvation Army out here to pick up stuff I never used or no longer needed. Mainly, I had a dining room table and chairs that I bought at their local showcase store 8 years ago. It had some dings and scrapes, and I intended to completely refinish it as a Winter project. Realizing I would never get around to doing that, I wanted to give it back. I was also cleaning out closets and accumulated 8 boxes of miscellaneous household goods in good condition, a telescope (I have a newer better one now), an unopened flat screen wall mount (I decided to use a TV table instead), a nearly unused upright vacuum cleaner (I have wood floors now), etc.
It was all picked up last Wensday (I have decided to change the spelling; "Wednesday" is just medieval). The new open space in my basement workshop is appreciated.
2. I decided my cooking habits were in a rut. 20 years ago, I used to make pizzas from scratch. I relearned how. The first was bad. The 2nd and 3rd were very good. A pizza stone helps. So does a bread machine with a pizza dough setting. And leaving the dough sit overnight in a covered bowl helps. I made my own sauce from crushed canned tomatoes too. I do that for my spaghetti sauce anyway, just let it get a bit thicker. Sliced commercial pepperoni, hot italian sausage, green bell peppers, mushrooms, and onions.
And I made chicken cordon blue, my own breaded chicken nuggets, ground hamburger from top sirloin (I have a manual grinder), pancakes from scratch, and egg rolls.
My efforts to make decent hamburger buns continue to fail, though.
3. Rearranged and vacuumed the entire basement wall-to-wall and floor-to-ceiling. The guys who filled the walls with insulation last September left such a mess (even though they did a lot of cleaning). But I moved EVERYTHING and vacuumed. I vacuumed some spots that may have never been vacuumed in 28 years. When's the last time you pulled out the washer and dryer and cleaned behind there? LOL!
4. Reorganized all the stuff from the attic that I had to move down into the cats' room and stored them for returning to the attic when I replace the flooring up there. The cats are thrilled to have more space for toys, exploring, and scratchers.
5. Took almost everything out of the computer room, threw away lots of old stuff, and returned little. And there is more to get rid of. Why should I keep the boxes and disks from the apps from Windows 98?
6. Emptied out 3 closets and most of the stuff went to a new pile of stuff to go to charity. It is amazing how much unneeded "stuff" ends up on closet floors. "Out of sight, out of mind". For example, 30 years ago, I became the manager of an office softball team. I had bases, gloves and balls in a box. I'm keeping the ball and gloves, but the bases can go. One thing charities can't say is that I have boring stuff to give.
7. I had boxes of newspaper articles clipped out for "information". Computer articles, gardening articles, cooking articles. That stuff is all on the internet now. So those are going into the recycling bin.
8. One box was half full on fanfold perforated-edge computer paper! That goes back to the days of dot-matrix printers. But I'm not recycling THAT. I now have a lifetime supply of note-taking paper! Some old stuff is worth keeping.
9. The weather today was GREAT. It reached 67F! I went outside to do some gardening work. Mostly, I needed to dig level spots for the 6th of 6 framed garden beds. Unfortunately, the ground was still frozen 2' down, so I did some work, but not as much as I hoped. Still I did some work and the next warm day I can get another 2' deep. That will be enough to build that 6th bed before Spring arrives.
10. Haircut time! Ever 2 months. And I love the feel of heated shaving cream around my ears and neck when the barber does that razor cut!
11. Visited the bank. Got 6x higher interest rates on my savings with some creative transfers. 3% interest is better than .5%
I may have had a more productive week sometime, but I can't recall when exactly. LOL!
1. I got The Salvation Army out here to pick up stuff I never used or no longer needed. Mainly, I had a dining room table and chairs that I bought at their local showcase store 8 years ago. It had some dings and scrapes, and I intended to completely refinish it as a Winter project. Realizing I would never get around to doing that, I wanted to give it back. I was also cleaning out closets and accumulated 8 boxes of miscellaneous household goods in good condition, a telescope (I have a newer better one now), an unopened flat screen wall mount (I decided to use a TV table instead), a nearly unused upright vacuum cleaner (I have wood floors now), etc.
It was all picked up last Wensday (I have decided to change the spelling; "Wednesday" is just medieval). The new open space in my basement workshop is appreciated.
2. I decided my cooking habits were in a rut. 20 years ago, I used to make pizzas from scratch. I relearned how. The first was bad. The 2nd and 3rd were very good. A pizza stone helps. So does a bread machine with a pizza dough setting. And leaving the dough sit overnight in a covered bowl helps. I made my own sauce from crushed canned tomatoes too. I do that for my spaghetti sauce anyway, just let it get a bit thicker. Sliced commercial pepperoni, hot italian sausage, green bell peppers, mushrooms, and onions.
And I made chicken cordon blue, my own breaded chicken nuggets, ground hamburger from top sirloin (I have a manual grinder), pancakes from scratch, and egg rolls.
My efforts to make decent hamburger buns continue to fail, though.
3. Rearranged and vacuumed the entire basement wall-to-wall and floor-to-ceiling. The guys who filled the walls with insulation last September left such a mess (even though they did a lot of cleaning). But I moved EVERYTHING and vacuumed. I vacuumed some spots that may have never been vacuumed in 28 years. When's the last time you pulled out the washer and dryer and cleaned behind there? LOL!
4. Reorganized all the stuff from the attic that I had to move down into the cats' room and stored them for returning to the attic when I replace the flooring up there. The cats are thrilled to have more space for toys, exploring, and scratchers.
5. Took almost everything out of the computer room, threw away lots of old stuff, and returned little. And there is more to get rid of. Why should I keep the boxes and disks from the apps from Windows 98?
6. Emptied out 3 closets and most of the stuff went to a new pile of stuff to go to charity. It is amazing how much unneeded "stuff" ends up on closet floors. "Out of sight, out of mind". For example, 30 years ago, I became the manager of an office softball team. I had bases, gloves and balls in a box. I'm keeping the ball and gloves, but the bases can go. One thing charities can't say is that I have boring stuff to give.
7. I had boxes of newspaper articles clipped out for "information". Computer articles, gardening articles, cooking articles. That stuff is all on the internet now. So those are going into the recycling bin.
8. One box was half full on fanfold perforated-edge computer paper! That goes back to the days of dot-matrix printers. But I'm not recycling THAT. I now have a lifetime supply of note-taking paper! Some old stuff is worth keeping.
9. The weather today was GREAT. It reached 67F! I went outside to do some gardening work. Mostly, I needed to dig level spots for the 6th of 6 framed garden beds. Unfortunately, the ground was still frozen 2' down, so I did some work, but not as much as I hoped. Still I did some work and the next warm day I can get another 2' deep. That will be enough to build that 6th bed before Spring arrives.
10. Haircut time! Ever 2 months. And I love the feel of heated shaving cream around my ears and neck when the barber does that razor cut!
11. Visited the bank. Got 6x higher interest rates on my savings with some creative transfers. 3% interest is better than .5%
I may have had a more productive week sometime, but I can't recall when exactly. LOL!
Thursday, January 29, 2015
Problem
I haven't been on the computer much lately. Oh, I post on the cat blog, but I haven't been visiting cat blog fiends much, and not posting here. Why? Well, I'm trying to stop smoking.
That may seem odd. But there are reasons. I don't smoke because I'm chemically addicted. I can go without cigs just fine most days. I don't wake up wanting one, I don't want one just sitting around. Days go by and it bothers me not.
I am, however, situationally habituated. It used to be just when I was out on the deck watching the birds and squirrels, mowing the lawn on a riding mower, driving the car, and on the computer. I have eliminated smoking while mowing, standing on the deck, and driving the car on local errands.
But I can't not smoke when sitting at the computer... I don't type or post fast. I like to think about what I'm saying. And when I stop and think at the computer, I NEED a cigarette.
I got through 8 days without a cigarette. The same days I didn't help the Mews visit their friends, and the same days I didn't post here. I'm smoking now. I just CAN'T sit at a keyboard and not smoke. I've gotten it down to "just" then, but I can't seem to stop that "then".
I feel guilty when I don't help the Mews visit their friends every day. Its the "handling" of the cigs I need. And the fake ones are SO heavy that those dont help.
As I struggle through this, I may not seem to be as active in helping the Mews visit their friends. We love you all. I just have this last habituation of the keyboard to eliminate. It will take time. Hang in there for me...
That may seem odd. But there are reasons. I don't smoke because I'm chemically addicted. I can go without cigs just fine most days. I don't wake up wanting one, I don't want one just sitting around. Days go by and it bothers me not.
I am, however, situationally habituated. It used to be just when I was out on the deck watching the birds and squirrels, mowing the lawn on a riding mower, driving the car, and on the computer. I have eliminated smoking while mowing, standing on the deck, and driving the car on local errands.
But I can't not smoke when sitting at the computer... I don't type or post fast. I like to think about what I'm saying. And when I stop and think at the computer, I NEED a cigarette.
I got through 8 days without a cigarette. The same days I didn't help the Mews visit their friends, and the same days I didn't post here. I'm smoking now. I just CAN'T sit at a keyboard and not smoke. I've gotten it down to "just" then, but I can't seem to stop that "then".
I feel guilty when I don't help the Mews visit their friends every day. Its the "handling" of the cigs I need. And the fake ones are SO heavy that those dont help.
As I struggle through this, I may not seem to be as active in helping the Mews visit their friends. We love you all. I just have this last habituation of the keyboard to eliminate. It will take time. Hang in there for me...
Monday, January 19, 2015
Donations Thwarted
I have collected a lot of really good stuff to donate to charity. And I can't seem to get anyone to take it. Goodwill won't return my calls from their collection site way off in Washington DC. Salvation Army says everything must be in boxes or bags "for the convenience of their pickup drivers". Have they never heard that beggers can't be choosers?
Here's a list of the stuff I want to give away.
1. Dining table with 4 chairs A bit dinged, but I BOUGHT it from the Salvation Army store that way intending to refinish it (which I will never do).
2. Riccar upright vacuum cleaner. Works great but I don't have many carpets and I have a newer vacuum.
3. 4" lens Refractor telescope ( I have a better one now)
4. Binoculars (have 2 the same, stupid purchase)
5. HDTV wall mount (liked the HDTV better on a stand)
6. Hanging wine racks (2)
7. Ceramic Turkey Platter (I have 2 and don't need 1)
8. Christmas decorations of many types.
9. 4 wood craft kits.
10. 2 Alton Brown measuring cups (plunge type)
11. Oxo Good Grips Turkey Forks.
12. 1 postal scale (good for weighing food, too)
13. 10 wolf thank you cards, blank inside.
14. 36 rolls crepe paper in assorted colors
15. One bike with heavy tread tires
16. Hand-painted lampshade WITH a suited lamp
17. 2 stacking plastic chairs
And there is more to the list.
How do you put an upright vacuum cleaner in a box? Or a bicycle?
This is just too bizarre. How can the donation services not want these things?
Looks like I have to go to Craigs List to sell the major items and just trash the rest.
Any ideas?
Here's a list of the stuff I want to give away.
1. Dining table with 4 chairs A bit dinged, but I BOUGHT it from the Salvation Army store that way intending to refinish it (which I will never do).
2. Riccar upright vacuum cleaner. Works great but I don't have many carpets and I have a newer vacuum.
3. 4" lens Refractor telescope ( I have a better one now)
4. Binoculars (have 2 the same, stupid purchase)
5. HDTV wall mount (liked the HDTV better on a stand)
6. Hanging wine racks (2)
7. Ceramic Turkey Platter (I have 2 and don't need 1)
8. Christmas decorations of many types.
9. 4 wood craft kits.
10. 2 Alton Brown measuring cups (plunge type)
11. Oxo Good Grips Turkey Forks.
12. 1 postal scale (good for weighing food, too)
13. 10 wolf thank you cards, blank inside.
14. 36 rolls crepe paper in assorted colors
15. One bike with heavy tread tires
16. Hand-painted lampshade WITH a suited lamp
17. 2 stacking plastic chairs
And there is more to the list.
How do you put an upright vacuum cleaner in a box? Or a bicycle?
This is just too bizarre. How can the donation services not want these things?
Looks like I have to go to Craigs List to sell the major items and just trash the rest.
Any ideas?
Friday, January 16, 2015
Cold
Wow, after all the warmish days, it really got cold here a few nights ago. 6F, which is seriously unusual for here. Last time I saw that, we had a foot of snow on the ground several years ago. And before that, was 26 years ago and the incoming water pipe froze. It had to be thawed out with a propane blow-torch . The idiot who built this house had covered the basement pipe with insulation against the cement blocks, which kept it cold, LOL! Pulling off the insulation solved the problem in the long term.
It wasn't that funny at the time. But it WAS nice to finally hear some ice cubes in the pipe break up and move to the water heater finally.
It wasn't that funny at the time. But it WAS nice to finally hear some ice cubes in the pipe break up and move to the water heater finally.
Saturday, January 10, 2015
Banks
I don't want to mention money much, but I do have investments.
But oh man was I ever pissed at my bank today! I had moved some money from a money market account (savings) to a stock index fund. The index fund sends a test amount of some few cents to make sure the transaction works and I needed to confirm the amount with them as a security measure. When I looked at my bank account online, later I found $165 "excess withdrawal fee".
Happily, the bank was just about to open, so I printed out the transaction, highlighted them (there were actually 2 fees, $180 total) and drove straight there.
"Hi, how can we help you" as I walked in (they ARE friendly). I said "I'm pissed and you better help me. These fees are going away or I am."
Got me straight to an assistant bank manager... I was told that withdrawals from the money market account can generate fees. I pointed out that I could have just moved them to my checking account and out from there at no fee, and I wanted the fees reversed. And if that wasn't the case, there were plenty of other local banks who wanted my account.
Lo and Behold, the fees vanished! Kind of them to do that. It didn't actually cost them anything to move my money, so it didn't cost them anything to make the fees disappear either. Actually, it probably cost them more to pay the person to undo the fees.
But the moral of the story is that if you get charged fees by your bank that don't make sense, it is worth confronting them about it...
They CAN and WILL give in. If you go in pissed and determined... And I really was pissed.
But oh man was I ever pissed at my bank today! I had moved some money from a money market account (savings) to a stock index fund. The index fund sends a test amount of some few cents to make sure the transaction works and I needed to confirm the amount with them as a security measure. When I looked at my bank account online, later I found $165 "excess withdrawal fee".
Happily, the bank was just about to open, so I printed out the transaction, highlighted them (there were actually 2 fees, $180 total) and drove straight there.
"Hi, how can we help you" as I walked in (they ARE friendly). I said "I'm pissed and you better help me. These fees are going away or I am."
Got me straight to an assistant bank manager... I was told that withdrawals from the money market account can generate fees. I pointed out that I could have just moved them to my checking account and out from there at no fee, and I wanted the fees reversed. And if that wasn't the case, there were plenty of other local banks who wanted my account.
Lo and Behold, the fees vanished! Kind of them to do that. It didn't actually cost them anything to move my money, so it didn't cost them anything to make the fees disappear either. Actually, it probably cost them more to pay the person to undo the fees.
But the moral of the story is that if you get charged fees by your bank that don't make sense, it is worth confronting them about it...
They CAN and WILL give in. If you go in pissed and determined... And I really was pissed.
Friday, January 2, 2015
Welcome 2015.
Dear 2015... May you be better than 2014. 2014 kinna sucked. Politicians were stupider than usual, there were seriously bad plane crashes, the Russians are acting stupid again, too many white policemen killed too many black guys under questionable situations, there are too many people unemployed, the world economy is not all that great, and the food supply is not all that safe.
It your job to fix all that stuff right? So get at it.
It your job to fix all that stuff right? So get at it.
Wednesday, December 31, 2014
Happy Old Year 2014
HAPPY NEW YEAR HAPPY NEW YEAR HAPPY NEW YEAR HAPPY NEW YEAR
HAPPY NEW YEAR HAPPY NEW YEAR HAPPY NEW YEAR HAPPY NEW YEAR
Yesterday... Had accumulated points at the grocery store worth 90 cents per gallon of gas expiring yesterday, so I HAD to go shopping to use them. And since I was there...
Happy OLD Year,
Happy OLD Year,
I couldn't let this go this year.
I wanted to end
The Old Year right
So Grocery-Shopping off I went.
Happy OLD Year,
Happy OLD Year,
I couldn't let this go this year.
"Loaded up the big store cart.
Went for all the stuff I love
Though at Winter prices, not that smart.
Happy OLD Year,
Happy OLD Year,
I couldn't let this go this year.
Didn't bring a list this week
Depended on inspiration
Got the bill, it made me weak.
Happy OLD Year,
Happy OLD Year,
I couldn't let this go this year.
But I'm happy now at home
Admiring my treasures.
Steak, hot sausage, cordan bleu.
Marinated artichoke hearts,
Even fancy oliveses.
Aparagus, fresh brussels sprouts.
Long seedless cucumber
Even went for cheddar cheese
(Not my favrit, but seemed right).
Grape tomatoes firm and sweet.
A bag of Navel oranges.
Had to have some apples too.
What's an apple without a pear.
Good ones, ripe. Those are rare.
Got to have a melon, too.
Dead of Winter, so I cared
To buy some soups of hen and beef.
Pop-top soup is all I dared.
Wanted a lobster but even fer me
There are limits to my budget.
Shrimp are very much the same.
Got butter for the melting,
Made my own coctail sauce,
Ketchup, horseradish, lemon juice.
Now I just have to eat this stuff
Sometime in the next 2 weeks.
Trying not to put on pounds...
Happy OLD Year,
Happy OD Year,
I couldn't let this go this year.
-----------------
Not exactly a poem, but I had a great time shopping and it registered the event. I'll discuss packing stuff away tomorrow.
But goodbye 2014...
HAPPY NEW YEAR HAPPY NEW YEAR HAPPY NEW YEAR HAPPY NEW YEAR
Yesterday... Had accumulated points at the grocery store worth 90 cents per gallon of gas expiring yesterday, so I HAD to go shopping to use them. And since I was there...
Happy OLD Year,
Happy OLD Year,
I couldn't let this go this year.
I wanted to end
The Old Year right
So Grocery-Shopping off I went.
Happy OLD Year,
Happy OLD Year,
I couldn't let this go this year.
"Loaded up the big store cart.
Went for all the stuff I love
Though at Winter prices, not that smart.
Happy OLD Year,
Happy OLD Year,
I couldn't let this go this year.
Didn't bring a list this week
Depended on inspiration
Got the bill, it made me weak.
Happy OLD Year,
Happy OLD Year,
I couldn't let this go this year.
But I'm happy now at home
Admiring my treasures.
Steak, hot sausage, cordan bleu.
Marinated artichoke hearts,
Even fancy oliveses.
Aparagus, fresh brussels sprouts.
Long seedless cucumber
Even went for cheddar cheese
(Not my favrit, but seemed right).
Grape tomatoes firm and sweet.
A bag of Navel oranges.
Had to have some apples too.
What's an apple without a pear.
Good ones, ripe. Those are rare.
Got to have a melon, too.
Dead of Winter, so I cared
To buy some soups of hen and beef.
Pop-top soup is all I dared.
Wanted a lobster but even fer me
There are limits to my budget.
Shrimp are very much the same.
Got butter for the melting,
Made my own coctail sauce,
Ketchup, horseradish, lemon juice.
Now I just have to eat this stuff
Sometime in the next 2 weeks.
Trying not to put on pounds...
Happy OLD Year,
Happy OD Year,
I couldn't let this go this year.
-----------------
Not exactly a poem, but I had a great time shopping and it registered the event. I'll discuss packing stuff away tomorrow.
But goodbye 2014...
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