Seriously. I got my credit card statement, and there was a charge I didn't recognize. Now, I wasn't sure at first. It was from a chain store listed from a nearby major city but that I haven't been to in years. But I know that billings on credit cards sometimes come from Headquarters and sometimes in names you don't recognize (like a HQ company).
And there IS a store of that chain here in my town. So I had to think about it for a day. Trying to recall if I had possibly bought something there I was not remembering.
But "no". And the charge was $100.00, exactly. What merchandise purchase ever comes to that exact amount?
So I called the credit card company. I got to the Fraud Department. They checked and confirmed that a working physical credit card had been presented to a store in that city. In a city I had not been in for 10 years. So it was obvious fraud!
But, a real card? I only have the one card and it has never been out of my hands. Sure, I use it, but for swipes only. It never leaves my hands.
The amount is, of course, suspicious. Probably a gift card purchase (and I have never purchased a gift card in my life).
The card was cancelled immediately, of course (and I cut the card up into a dozen pieces and disposed of the pieces in several locations. I will get a replacement with new numbers in a few days. I don't use the card online "much", and only with reputable companies. I use it routinely for food and gas purchases. But even then, I look for those "add-ons" you read about that cover card readers.
I examined my purchases for this month online and saw nothing suspicious. So apparently, "someone" is clever enough to create a physical card, use it once, and then stop.
I sure hope the card company fraud department finds the person who somehow counterfeited my card! I want to know what company they got the card info from!!! They probably won't tell me though...